Terms of Service

By using this website and our services, you agree to these Terms of Service.

Not Legal Advice; Law Firm Status

Fair Terms Debt is a law firm. The information on this website is for general informational purposes only. Nothing on this site should be taken as legal advice for any individual case or situation.

No Attorney-Client Relationship

Viewing this site, submitting a case review request, or sending or receiving information does not create an attorney-client relationship. An attorney-client relationship is formed only when we agree in writing to represent you. Until then, communications may not be protected by attorney-client privilege — please do not send confidential information before we have confirmed we can represent you.

No Guarantee of Outcomes

We do not guarantee that your debts will be resolved for a specific amount or percentage, or within a specific period of time. Not all clients complete a settlement program. Past results do not guarantee future outcomes. Prior results do not predict a similar outcome.

Risks of Debt Settlement

Pursuing debt settlement will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors, and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest.

Service Limitations

We do not provide debt management services in Oregon. We do not provide tax, bankruptcy, accounting, or credit repair services, and we do not make monthly payments to your creditors on your behalf.

Governing Law

These Terms are governed by the laws of the State of Florida, without regard to conflict of law principles.