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Privacy Policy

Effective Date: July 2026

Fair Terms Debt ("we," "us," "our") respects your privacy. This Privacy Policy explains how we collect, use, and protect your information.

Information We Collect

We collect information you provide directly, including your name, email address, phone number, state of residence, and details about the debts you ask us to review. We also automatically collect technical data such as IP address, browser type, device information, and the pages you visit.

How We Use Your Information

We use your information to review your case, communicate with you about your inquiry and our services, comply with legal obligations, and improve our website. We do not sell your personal information.

Information Sharing

We may share information with service providers who help us operate, with creditors for the purpose of negotiating on your behalf, and with law enforcement when required by law.

SMS/Text Messaging

By opting in to text messages, you authorize us to send you messages related to your inquiry and services, not to exceed two texts per day. Message and data rates may apply. Message frequency varies. Reply STOP to unsubscribe or HELP for help. Consent is not a condition of purchase.

Your Rights

You may request access to or deletion of your personal information, and you may opt out of marketing communications at any time. To exercise these rights, contact us at Loading….

Data Security

We use commercially reasonable safeguards to protect your information, including encrypted storage and secure transmission. No system is perfectly secure, but we take data protection seriously.